County data
Collier County, FL Mortgage Calculator
Where is the home?
Enter a ZIP code to use that area's property tax rate and loan limit.
Try an example
Illustrative scenarios to see how price and down payment change the payment. Tap one to load it.
Estimated monthly payment
$0/month
& interest
- Principal & interest$0
- Property tax$0
- Home insurance$0
- HOA dues$0
- Mortgage insurance (PMI)$0
- Total interest over the loan
- $0
- Paid off
Compare loan terms
| Term | Monthly | Total interest |
|---|
Same price, down payment and rate. Real rates are usually lower for shorter terms.
Loan balance over time
| Year | Principal | Interest | Balance |
|---|
Monthly payment
$0 /mo
Collier County at a glance
Median home value
$540,700
Property tax rate
0.62%
Florida: 0.83% · U.S.: 1.05%
Median income
$90,045
Conforming loan limit
$832,750
Typical monthly cost of the median home
Principal and interest
$2,960
$432,560 loan at 7.28%, 30 years
Property tax
$279
0.62% of $540,700 a year
Together
$3,239
before insurance, HOA and PMI
Other large counties in Florida
| County | Median home | Tax rate | Payment |
|---|---|---|---|
| Miami-Dade County | $463,000 | 0.88% | $2,874 |
| Broward County | $414,600 | 1.07% | $2,639 |
| Palm Beach County | $447,300 | 0.93% | $2,795 |
| Hillsborough County | $371,500 | 0.92% | $2,318 |
| Orange County | $390,100 | 0.83% | $2,405 |
| Duval County | $303,500 | 0.81% | $1,866 |
| Pinellas County | $355,100 | 0.80% | $2,180 |
| Lee County | $362,200 | 0.81% | $2,227 |
Frequently asked questions
What is the property tax rate in Collier County, FL?
Homeowners with a mortgage in Collier County pay a median of $3,338 a year in property tax on a median home value of $540,700, an effective rate of 0.62%. That is below the Florida figure of 0.83% and below the U.S. median of 1.05%. It ranks 65 of 67 counties in Florida for effective rate, highest first. Your own bill depends on the assessed value, the taxing districts and any exemptions.
How much is the monthly payment on a median-priced home in Collier County?
On a $540,700 home with 20% down and a 30-year loan at 7.28% (the Freddie Mac weekly average), principal and interest is about $2,960 a month and property tax about $279, so roughly $3,239 before homeowners insurance, HOA dues and mortgage insurance. For comparison, the median household income here is $90,045 a year, so that payment is about 43% of it.
What is the conforming loan limit in Collier County?
The 2026 one-unit conforming loan limit for Collier County is $832,750. A conventional loan above that amount is a jumbo loan, which can have different rates and down payment requirements.
Where do these numbers come from?
Home values, property taxes and incomes are U.S. Census Bureau American Community Survey 5-year medians for the county. Loan limits come from the Federal Housing Finance Agency and rates from Freddie Mac. The methodology page lists each source and when it was retrieved.
Data and method. Home values, property taxes and incomes: U.S. Census Bureau, ACS 2024 5-year (2020-2024) (medians, with sampling error; property tax is for owners with a mortgage). Loan limits: FHFA. Rates: Freddie Mac weekly average as of October 1, 2026. Retrieved October 1, 2026. Payment figures assume 20% down, a 30-year fixed loan, and exclude insurance, HOA dues and mortgage insurance. Estimates only; see the methodology.